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or Call us 413-788-4224.

Info about your MA car insurance.

Helpful information about your Massachusetts car insurance.

What is Personal injury protection - pip?

Helpful information about your Massachusetts car insurance.

What is Personal injury protection - pip?

Did you know that your car insurance can help pay for your medical bills?

Personal Injury Protection, also known as PIP, is that portion of your car insurance that pays for medical bills related to a car accident.

If you have a Massachusetts policy and you have been injured in a car accident your PIP coverage will pay up to $8,000 of medical bills. That includes, ER, medical, chiropractic, physical therapy and all other treatment related to your recovery.

What if I’m at fault?

You do not have to delay treatment if the accident was your fault. You are still eligible for full PIP coverage and can still seek treatment for your injuries.

Coordination of benefits

In Massachusetts PIP coverage must be coordinated with your health insurance. This means, that if you have private health insurance (i.e. Health New England, Blue Cross Blue Shield etc…) then PIP has to pay the first $2,000 of medical bills. After that, your health insurance pays what they are responsible for and your PIP will pick up what your health insurance does not cover (i.e. copays, deductibles and noncovered services). If you do not have health insurance or have public insurance (i.e. MassHealth) then PIP will pay the full $8,000 of benefits.

How PMR can help

We accept all auto insurances and most other insurances. Our billing administrators are very skilled in coordinating benefits between all involved auto and health carriers. We work hard to make sure your services are covered and paid by the insurance companies. And we have over 25 years of experience making sure that happens.

What else does PIP cover?

If you missed time from work, your PIP benefits can help pay for your lost wages. Click here for more information on PIP coverage.

Dedicated Injury Specialists

PMR has been helping people recover from car accident injuries for over 25 years. We are dedicated injury specialists committed to the health and healing of every patient. If you have been injured in a car accident, we are here to help.

To learn more about our full service medical and injury rehabilitation services, please visit us at
thepmr.com.

Need our care?
Please call us:

413-788-4224

Or walk in to
one of our clinics

We would love to see how we can help you solve your neck and back problems using the best pain free methods possible.

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